Torus: Banking, Stocks, Demat 2.2.5

The Torus Digital 3-in-1 Account presents an integrated solution for banking, trading, and demat services, aiming to streamline financial management within a single platform. It offers a notably competitive interest rate of up to 7.75% per annum, paid monthly, which potential users may find attractive for their savings. The account structure permits users to maintain funds in their savings account for up to 365 days while trading directly without the necessity of fund transfers, facilitating a smooth operational flow. Additionally, the account features a flat trading fee of ₹11 per order and an exceptionally competitive ₹0 annual maintenance fee (AMC) for life.

Users can benefit from the "Invest Your Interest" feature and the capacity to block funds for trading in stocks and derivatives, all managed through a fully digital, paperless onboarding process involving KYC compliance via Aadhaar identification. The platform supports seamless integration allowing T+1 payout deposits directly into linked bank accounts, enhancing operational efficiency.

Regarding the savings account features, the platform provides a zero-balance account with interest accruing at competitive rates, along with options to reinvest monthly earned interest at an enhanced rate of 15%. This facility aims to maximize savings growth. The trading account grants access across NSE and BSE markets, including equities, mutual funds, IPOs, derivatives, ETFs, and indices, all with a per-order fee of ₹11 and advanced trading features such as chart-based order entry and algorithmic trading. Margin trading capability enhances purchasing power by up to five times.

The demat account is offered with zero lifetime AMC and fully digital onboarding. Additional features include pledge/unpledge options for margin benefits and lower depository participant charges at ₹11 per scrip, regulated securely under CDSL standards.

The platform's investment offerings encompass a wide range of stocks with advanced charting tools; mutual funds with over 5,000 options starting from ₹100 SIPs; professionally managed baskets that allow periodic adjustments; derivatives (futures & options) with advanced trade execution tools; margin trading leveraging increased buying capacity; and access to upcoming IPOs, all supported by timely alerts and updates.

Potential users can initiate their journey by downloading the Torus Digital SuperApp and completing registration via mobile number and email ID. The process involves opening a savings account using Aadhaar details and subsequently establishing trading and demat accounts through their PAN and Aadhaar documents.

The platform is operated by Torus Financial Markets Private Limited, registered with SEBI under code INZ000299936, with member codes NSE-90245 and BSE-6761. It is authorized to operate on both NSE and BSE exchanges within cash and derivatives segments.

For further information or assistance, users may visit the website at www.torusdigital.com or reach out via social media channels such as Facebook (@torusdigitalofficial), Instagram (@torus.digital), LinkedIn (@torusdigitalofficial), X (@torus_digital), YouTube (@TorusDigital), or Threads (@torus.digital). Customer support is available through phone (+91 22 6895 9000), email ([email protected]), or at their Mumbai office located on the 2nd Floor of ICC Chambers, Saki Vihar Rd., Andheri East.